A family of ISO 20022 XML messages used for cash management and account reporting, sent by banks to their corporate clients.
- camt.053 (Bank to Customer Statement): the full account statement, with every booked entry (debits, credits, fees) and balances. Used for end-of-day reporting, and the message most accounting software imports.
- camt.052 (Bank to Customer Account Report): booked and pending transactions, balances and limits, for intraday reporting.
- camt.054 (Debit/Credit Notification): notification of individual transactions as they are posted, close to real time.
