A family of ISO 20022 XML messages used by companies to send payment instructions to their bank. The counterpart of CAMT messages, which flow the other way.
- pain.001 (Customer Credit Transfer Initiation): instructs the bank to make payments. The standard format for submitting a payment run.
- pain.008 (Customer Direct Debit Initiation): instructs the bank to collect direct debits.
- pain.002 (Payment Status Report): the bank's response, confirming acceptance or reporting why a payment was rejected.
