A Swiss IBAN variant used exclusively for payments with the Swiss QR-bill. It is linked to a dedicated collection account and used with a structured QR reference, which lets the recipient reconcile incoming payments automatically.
Format: same structure as a Swiss IBAN, but the bank identifier (QR-IID) falls within the reserved range 30000-31999.
Example: CH44 3199 9123 0008 8901 2.
A QR-IBAN cannot be used for standard or international transfers, only for QR-bill payments.
